How it works…
Empower your financial journey with Cliff’s Finance—your trusted partner in building a stronger credit profile. Offering installment loans ranging from $100 to $1760, our loans are not only credit-building but also come with the assurance of being state-regulated and competitively low in interest rates. Proudly locally owned and serving you at 29 convenient locations across the DFW area, Cliff’s Finance is dedicated to delivering unparalleled value and service, making us the premier choice in North Texas.
We understand the importance of accessibility and quick decisions in financial matters. That’s why most of our credit decisions are made within an hour, adhering to our stringent credit underwriting standards. Our goal is to tailor a loan that aligns perfectly with your financial needs, allowing you to make repayments over time, rather than facing the pressure of a lump sum payment.
Choose flexibility and save with Cliff’s Finance
- Pay off your loan early and enjoy savings with no hidden fees
- Build your credit with Cliff’s. We report to the credit bureau. This will enhance your ability to access a broader range of credit purchases, offering you greater flexibility and convenience.
- Pay at your convenience, online, 24/7.
- Cliff’s is licensed by the Texas Office of Consumer Credit Commissioner.
To Be Eligible, you must…
- Be at least 18 years of age
- Have a contact phone number
- Possess a valid government-issued photo ID
- Show proof or residency (lease, utility bill)
- Show proof of income (latest pay stub, direct deposit, bank statement, govt. benefit award letter,etc.)
Cliff’s Payday Loan Payoff
Stuck in a high-interest payday loan? Let us help you break free with a loan that fits your needs, saving you from the endless cycle of debt. Cliff’s Finance is licensed by the State of Texas Office of Consumer Credit Commissioner, ensuring a trustworthy and straightforward path to financial freedom.
Will you check my credit?
Yes, we will check your credit before approving your loan. We also report to the credit bureau your loan payment history or loan defaults.
What’s the difference between a Cliff’s loan and a Payday loan
Cliff’s loans are State of Texas regulated at much lower interest rates than Payday loans. Our loans are also payable over time (months) compared to high cost short term loans.
The loan amount that I requested was not approved. Why?
At Cliff’s Finance, we have a strict method of underwriting that takes into account your employment history, monthly items on your budget including your income, household expenses, gas, food expenses etc. If our scoring system indicates that you will not have enough funds to cover your monthly payment, we can only approve an amount that fits into your budget. It is our way of helping you without getting you into a loan you simply can’t afford to repay.
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